Last updated 19 May 2026
Kobah vs Sharesight
Which net worth tracker is right for you?
Sharesight and Kobah look similar on the surface. Both are independent portfolio trackers, and both work outside the US-centric Empower / Mint world. They're built for different jobs, though. This page explains where each one shines and which is right for you.
Short answer
Sharesight is best-in-class for tax reporting, especially Australian CGT. Kobah is best-in-class for clear daily net worth across multiple currencies, with no bank or broker linking. Many users use both: Sharesight at tax time, Kobah for daily checking.
When Sharesight is the right choice
- You're filing capital gains tax in Australia, New Zealand, the UK, or the US.
- You want automated dividend tracking with franking-credit calculations for the ATO.
- You hold mostly stocks and ETFs and want broker integrations (CommSec, NABTrade, Selfwealth, and others).
- Tax reporting is your primary use case, and you can budget for the annual subscription.
When Kobah is the right choice
- Your money lives in multiple currencies (AED + USD + AUD + EUR + others).
- You don't want any tool to have access to your bank or broker credentials.
- You want a single daily net worth number in any of 164 currencies.
- You hold crypto, gold, real estate, or debt alongside stocks and ETFs.
- You're an expat or digital nomad whose tax situation isn't AU/UK/US-centric.
Side by side
| Dimension | Sharesight | Kobah |
|---|---|---|
| Primary use case | Tax reporting (CGT) | Daily net worth |
| Multi-currency support | Yes, home-currency anchored | Native, 164 currencies |
| Bank or broker linking | Broker integrations required | None, manual entry only |
| Free tier | 10 holdings, no tax reports | 5 non-cash positions, unlimited cash |
| Cryptocurrency | Limited support | First-class via Chainlink |
| Real estate | Not supported | Yes, manual valuation |
| Debt tracking | Not supported | Yes, subtracted from net worth |
| Tax reports | Yes for AU, NZ, UK, US, IE, CA | Out of scope by design |
| Stock exchanges | ASX plus 40+ global exchanges | 70+ exchanges via Yahoo Finance |
| Privacy posture | Broker OAuth required for sync | No bank linking, no Plaid, ever |
| Pricing | Free + paid plans | Free up to 5 positions, paid tier in development |
Tax reporting versus daily clarity
Sharesight's killer feature is its tax-report engine. If you're an Australian resident with a brokerage account at CommSec, the year-end CGT report Sharesight generates is worth the subscription on its own. New Zealand, UK, and US users get similar treatment for their local tax regimes. Kobah doesn't try to compete on tax. It's out of scope by design. The goal is a clear daily net worth number, not an end-of-year tax statement. If you need both, use both.
Multi-currency: native or anchored
Sharesight supports multiple currencies, but the design is anchored around your home currency, the one you file tax in. Returns are reported relative to that base. Kobah treats every currency equally. Your display currency is a UI preference, not a structural decision. Switch from AUD to USD to EUR with one tap, and every chart updates instantly via live European Central Bank rates.
Privacy and the bank-linking question
Sharesight relies on broker integrations to keep your data current. That means you grant it access (usually via OAuth or API keys) to your brokerage account. For most users that's fine. For users who specifically don't want any third party touching their broker, Kobah's manual-entry model is the alternative. Nothing connects to your bank, nothing connects to your broker, and we never see your credentials. The privacy posture is the product.
What you can actually track
Sharesight is built around stocks, ETFs, and managed funds, which are the things tax authorities care about. Kobah covers stocks and ETFs (via Yahoo Finance), plus cryptocurrencies and precious metals via Chainlink on-chain feeds, cash accounts in any currency, real estate with manual valuation, and debt that's sign-flipped to subtract from net worth. If your wealth lives across multiple asset classes, Kobah picks up where Sharesight stops.
The expat and digital nomad case
Sharesight is excellent for Australian residents investing in Australian shares. For an Australian expat in Dubai with AED salary, USD ETFs, AUD super, and crypto, Sharesight is one piece of the puzzle but not the whole picture. Kobah is built specifically for this scenario: see everything in one place, in the currency you actually spend in, without trying to bend a tax-reporting tool into a net-worth dashboard.
See your net worth across every currency you hold
Free up to 5 positions. No signup required. No bank linking.
This comparison is written by the Kobah team. We've tried to be fair to Sharesight, but we're not impartial. For Sharesight's own description of its product, see sharesight.com.